Overview
Access this book
Tax calculation will be finalised at checkout
Other ways to access
About this book
Despite the huge expansion in consumer credit in the last 25 years there are very few texts describing the operation of consumer credit markets. Consumer Credit Fundamentals is the first book to provide a broad cross-disciplinary introduction to the subject. It covers the history of credit, the types of consumer credit available, how credit is granted and managed, the legal framework within which commercial lenders must operate, as well as consumer and ethical issues. A complete, well-rounded and practical introduction to consumer credit.
Similar content being viewed by others
Keywords
Table of contents (9 chapters)
Reviews
'A comprehensive, well researched and well written text, covering a wide range of consumer credit topics. Highly recommended as an introduction to the subject'
- Simon Harben, Senior Vice President Global Analytics, Experian, UK
'This is a definitive guide to consumer credit history, ethics, law, economics, the operation of credit reference agencies, credit scoring: An interesting, informative and very readable book that I would recommend to anyone who wants gain an insight into the different facets of this important subject'
- Robert Fildes, Distinguished Professor, Lancaster University Centre for Forecasting, UK
'The second edition of this ground breaking book about consumer credit provides a huge breadth of interesting information about the role of credit and debt in modern society. Extremely informative, and an essential read for anyone looking for knowledge in this area - highly recommended'
Adrian Lingard, Jaywing, UK
'A fascinating and well written guide to the world of consumer credit. No other book provides so much information about this central pillar of our consumer orientated society'
- Nick Evans, Head of Risk and Analytics, Marks and Spencer Money, UK
'A must for senior managers in all consumer facing businesses. The practice and practicalities of consumer credit have a considerable influence on the way companies deal with their customers and this guide provides a complete overview of these, combined with an interesting history and social implications. Easily digested for such an involved subject'
- Graham Price, Head of Risk. JD Williams& Co. Ltd., UK
About the author
STEVEN FINLAY is an expert in consumer credit and credit risk management, with over fifteen years experience of working within the financial services industry and academia. During the course of his career he has worked on numerous projects in conjunction with almost every major credit granting institution in the UK. He is currently a research fellow at Lancaster University, UK.
Bibliographic Information
Book Title: Consumer Credit Fundamentals
Authors: Steven Finlay
DOI: https://doi.org/10.1057/9780230232792
Publisher: Palgrave Macmillan London
eBook Packages: Palgrave Economics & Finance Collection, Economics and Finance (R0)
Copyright Information: Steven Finlay 2009
Hardcover ISBN: 978-0-230-22015-7Published: 02 February 2009
Softcover ISBN: 978-1-349-30567-4Published: 02 February 2009
eBook ISBN: 978-0-230-23279-2Published: 02 February 2009
Edition Number: 2
Number of Pages: XVI, 252
Number of Illustrations: 3 b/w illustrations
Topics: Accounting/Auditing, Banking, Risk Management