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About this book
A Fragile Balance examines strategies to promote emergency savings, especially among underserved households. Each chapter is by an expert contributor and proposes an innovative financial product or service designed to bolster emergency savings among low-asset families. This collection also offers readers insights into the role of emergency savings and mechanisms to facilitate savings behaviors, and raises critical questions of the scale, institutional capacity, sustainability, accessibility, and effectiveness of existing programs.
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Keywords
Table of contents (14 chapters)
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Front Matter
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Back Matter
Reviews
“A Fragile Balance is a must-read for individuals working with low-income consumers. … this book provided a nice summary of the research to date on saving initiatives for low to moderate income households. … The book is especially beneficial to community organizations wanting to help grow the emergency savings of low to moderate income households. … I highly recommend this book for anyone working with low to moderate income households!” (Sonya L. Britt, Journal of Family and Economic Issues, Vol. 37, 2016)
About the authors
Dan Ariely, Duke University, USA Sonya Caesar, Community College of Baltimore County, USA Krista Comer, Washington University in St. Louis, USA Jessica Dorrance, University of North Carolina, USA Karan Gill, King County Council, WA, USA Leah Gjertson, University of Wisconsin-Madison, USA Michal Grinstein-Weiss, Washington University in St. Louis, USA Jayson Halladay, Piggymojo, USA Karen Heisler, Rural Dynamics Inc., USA Sharon Henderson, Prosperity Works, USA Ingrid Holguin, Opportunity Fund, USA Clinton Key, The Pew Charitable Trusts, USA Ed Khashadourian, Opportunity to Assets, USA Cäzilia Loibl, The Ohio State University, USA Seth Lutter, Rural Dynamics, Inc., USA Kim Manturuk, Duke University, USA Margaret McKenna, ConTEXT, USA Benita Melton, Charles Stewart Mott Foundation, USA Dana Mills, The Prosperity Agenda, USA Jonathan Mintz, Cities for Financial Empowerment Fund, USA Stephanie Moulton, The Ohio State University, USA Dana Perantie, Washington University in St. Louis, USA Blair Russell, Center for Social Development, USA Anya Samak, University of Wisconsin-Madison, USA Thomas Shapiro, Brandeis University, USA
Bibliographic Information
Book Title: A Fragile Balance
Book Subtitle: Emergency Savings and Liquid Resources for Low-Income Consumers
Editors: J. Michael Collins
DOI: https://doi.org/10.1057/9781137482372
Publisher: Palgrave Macmillan New York
eBook Packages: Palgrave Economics & Finance Collection, Economics and Finance (R0)
Copyright Information: J. Michael Collins 2015
Hardcover ISBN: 978-1-137-48781-0Published: 13 March 2015
Softcover ISBN: 978-1-349-50398-8Published: 13 March 2015
eBook ISBN: 978-1-137-48237-2Published: 11 March 2015
Edition Number: 1
Number of Pages: X, 234
Number of Illustrations: 8 b/w illustrations
Topics: Investments and Securities, Public Finance, Management, Popular Science in Business and Management