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Palgrave Macmillan

Commercial Banking in Transition

A Cross-Country Analysis

  • Book
  • © 2024

Overview

Editors:
  1. Marco Bodellini

    1. University of Luxembourg, Luxembourg, Luxembourg

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  2. Gabriella Gimigliano

    1. Dipartimento di Studi Aziendali e Giuridici, University of Siena, Siena, Italy

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  3. Dalvinder Singh

    1. School of Law, University of Warwick, Coventry, UK

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  • Analyses how fintech, covid-19, and sustainability policy priorities affect commercial banking
  • Offers an in-depth regulatory analysis of commercial banking business models
  • Explores bank competition and banking stability in Europe, the UK, and Asia

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About this book

The book investigates commercial banking, covering the European framework, the Anglo-Saxon systems, and the Asian area in a comparative approach in trying to answer the following questions: Which is the commercial banking business model of the future? What do we expect a bank to be and to do in the new economic and social reality? How might banking supervision over commercial banks as well as market competition change? The book showcases how three factors or driving forces influence the future of commercial banking: i) fintech innovations (such as artificial intelligence, cryptocurrencies, blockchain, algorithmic trading, machine learning and electronic payments, to name a few), ii) covid-19 measures, and iii) SDG policy priorities. Geared toward academics, scholars and students of banking and financial services, the book will explore how these three factors have different weight in the different legal contexts.

Chapter 11 is licensed under the terms of the Creative Commons Attribution 4.0 International License.

Keywords

Table of contents (20 chapters)

  1. Front Matter

    Pages i-xxiii
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  2. Introduction

    • Marco Bodellini, Gabriella Gimigliano, Dalvinder Singh
    Pages 1-11

  3. The European Union

    1. Front Matter

      Pages 13-13
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    2. Intermediaries’ Model in Banking and Finance and the Treatment of Fintech in the European Union: A Critical Approach

      • Patrick Barban
      Pages 15-38

    3. FinTech and Competition Regulatory Concerns in the EU Banking Business Framework

      • Gabriella Gimigliano
      Pages 39-57

    4. Prudential Regulation Policy Responses to Financial Technological Innovations: The Future for Banks and Crypto-Finance?

      • Iris H. Y. Chiu
      Pages 59-85

    5. Digitalizing the Commercial Banking Business Model: Vanishing Bank Branches and the Risks of Financial Exclusion of the Elderly

      • Anne-Marie Weber, Anne-Christin Mittwoch, Weronika Herbet-Homenda, Weronika Stefaniuk
      Pages 87-107

    6. The ‘Game Changer’ in the Euro Area: Banking Union and Commercial Banking

      • Lucia Quaglia
      Pages 109-126

    7. The Financing of Problem Banks: Critical Issues and Challenges Ahead

      • Marco Bodellini
      Pages 127-148

    8. The Review of the EU Bank Crisis Management and Deposit Insurance Framework

      • Johannes Langthaler
      Pages 149-169

    9. Sustainable Commercial Banking in European Union Law: A Renewed Mandate for Commercial Banks?

      • Pablo Iglesias-Rodríguez
      Pages 171-200

    10. Commercial Banks and Competition Concerns—SDG Policy Priorities

      • Lela Mélon, Alenka Recelj Mercina
      Pages 201-220

  5. China and South Korea

    1. Front Matter

      Pages 331-331
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    2. Chinese Commercial Banks and Fintech-Competition and Collaboration

      • Ding Chen
      Pages 333-353
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Editors and Affiliations

  • University of Luxembourg, Luxembourg, Luxembourg

    Marco Bodellini

  • Dipartimento di Studi Aziendali e Giuridici, University of Siena, Siena, Italy

    Gabriella Gimigliano

  • School of Law, University of Warwick, Coventry, UK

    Dalvinder Singh

About the editors

Marco Bodellini is a Senior Research Scientist in sustainable finance at the ADA chair in financial law and inclusive finance at the University of Luxembourg, House for Sustainable Governance and Markets, and a Lecturer in banking and financial law at the University of Bergamo. His main areas of research include bank crisis and resolution, corporate governance of financial institutions, systemic risk and financial stability, shadow banking and investment funds, fintech, and sustainable finance. He is a member of the expert group advising the European Parliament on bank crisis management matters, a member of the Advisory Panel of the International Association of Deposit Insurers (IADI), and a Special Advisor to the Unidroit Secretariat on bank insolvency.

Gabriella Gimigliano is a Lecturer of Law at the University of Siena, where she held the Jean Monnet Chair in EU Money Law. Her main areas of research include law of money and payments, banking law, Islamic finance, and economic regulation.


Dalvinder Singh is a Professor of Law in the School of Law at the University of Warwick, and Adjunct Professor in the Department of Law at the University of Bergamo.  He is the editor of the Journal of Banking Regulation and Financial Regulation International. He is also a member of the Advisory Panel of the International Association of Deposit Insurers (IADI).



Bibliographic Information

  • Book Title: Commercial Banking in Transition

  • Book Subtitle: A Cross-Country Analysis

  • Editors: Marco Bodellini, Gabriella Gimigliano, Dalvinder Singh

  • Series Title: Palgrave Macmillan Studies in Banking and Financial Institutions

  • DOI: https://doi.org/10.1007/978-3-031-45289-5

  • Publisher: Palgrave Macmillan Cham

  • eBook Packages: Economics and Finance, Economics and Finance (R0)

  • Copyright Information: The Editor(s) (if applicable) and The Author(s), under exclusive license to Springer Nature Switzerland AG 2024

  • Hardcover ISBN: 978-3-031-45288-8Published: 10 February 2024

  • Softcover ISBN: 978-3-031-45291-8Published: 28 February 2025

  • eBook ISBN: 978-3-031-45289-5Published: 09 February 2024

  • Series ISSN: 2523-336X

  • Series E-ISSN: 2523-3378

  • Edition Number: 1

  • Number of Pages: XXIII, 450

  • Number of Illustrations: 5 b/w illustrations, 2 illustrations in colour

  • Topics: Financial Services, Financial Engineering, Finance, general

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